Cost & Success Rates

Understanding Success Rates

One of the really interesting facts about IVF success rates is how standard these are across the world. Here are are some key points to consider in relation to pregnancy rates;

More eggs collected per egg collection DOES NOT increase the number of babies, but it does increase the cost because of the additional number of embryo transfers required. Your cost!

Higher doses of FSH produce more eggs BUT LESS babies. Worldwide figures show us that baby rates don’t get much better than around 1 in every 3 egg collections (USA being the exception) and after the age of 40, this is 1 in 10.

If baby rates are higher than expected from above, wonder about the reasons this might be. The reasons may include limiting cycles for or excluding “difficult” often based on patient aspects such as age, weight and other fertility complications.

Demeter Fertility does not have exclusion criteria. We listen to each client’s story.

Cost & Financial Support

Often it’s what you don’t pay for at Demeter Fertility that makes the difference. Exact out-of-pocket expenses are dependant on your personal/family Medicare Safety Net Limits and your choice of specialist.  IVF and ICSI are eligible for significant Medicare rebates and includes everything related to treatment including ultrasounds, blood tests, standard medications, consultations and 24/7 support from the Demeter Fertility nurse. The same rebate applies to all Medicare-eligible patients at all Australian IVF Clinics. Some of the maths isn’t very good. Some required medications may not be covered by Medicare.

Demeter Fertility aims to decrease the financial aspect of treatment for our patients as much as possible by:

  • Structuring fees so patients get maximum Medicare rebates
  • Providing options for egg collection under local anaesthetic to avoid external hospital and anaesthetic costs
  • Not charging any extra costs for freezing eggs, sperm or embryos during your treatment cycles.

Demeter Fertility has also partnered with SuperCare and TLC Medical Credit if additional financial support is required.

General Cost Estimates

We’ve provided some approximate figures that are representative of the costs BEFORE Medicare, however access to these rebates will ensure that your out-of-pocket costs are significantly lower than these estimates.

Beyond the various Medicare rebates available, other complicating factors in determining exact costs include any add-ons you may opt for within your treatment cycle. For example:

  • Frozen Gamete storage costs (billed annually) for excess frozen gametes collected
  • Additional section 8 pain management medication if required
  • Embryo Glue
  • PGD/PGS testing
  • ERA testing
Please contact our team to discuss further, as we strive in making our services accessible for all, hence why we work closely with external providers (e.g. for medications, scans, hospital costs) to lower your external costs.


At Demeter Fertility, we don’t compromise on your fertility care. We offer you holistic, evidence-based care to help you have a baby.

Excellent care doesn’t have to mean exorbitant fees, though.

Demeter Fertility is not a bulk billing clinic but we have thought carefully about our cost structure to ensure you only pay for what you really need. That includes doing egg collection under local anaesthetic in our clinic, saving you the costs involved with hospital day surgery.

Yes, if your GP refers you for IVF, you may be able to claim a Medicare rebate to help with the costs. Once you’ve paid a certain amount in overall medical expenses each calendar year, you may then qualify for the Medicare Safety Net. That means you can receive higher rebates to reduce the costs of care.

However, even with Medicare and private health insurance, you are likely to face some out-of-pocket costs for fertility care. These costs vary considerably between clinics and between patients. At Demeter Fertility, we do everything we can to reduce your costs, ensuring you only pay for the care you absolutely need.

One round of IVF (an IVF cycle) involves the treatment involved from day 1 of your period to your pregnancy test. That may include medication, ovarian stimulation, egg retrieval, sperm collection, fertilisation, embryo development and embryo transfer.

While each patient is different, an IVF cycle at Demeter Fertility usually costs around $8,900–$9,500.

You may receive a Medicare rebate of $3,000–$6,000.

Medicare does not cover the costs of hospital admissions or day surgery treatment. That’s why we do our best to help you avoid those by conducting egg collection and embryo transfers under local anaesthetic in our clinic.

Medicare does not cover things like testicular biopsy, some medications or the costs of cryostorage.

Please talk to us about any cost concerns. We provide transparent information about pricing so there are no unpleasant surprises.

Yes, depending on your fund, you may be able to access your superannuation to pay for IVF treatment. This is known as compassionate release of super. In fact, fertility treatment is one of the most common reasons for early access to super. 

You may wish to consult a financial advisor to ensure you understand the implications of your decision.

Health insurance does not directly cover any IVF treatment. It may cover hospital-based care and some anaesthetic procedures. In most cases, though, you still face significant out-of-pocket costs for hospital-based care.

We’ve designed our care pathway to maximise cost-efficiency. That’s why we don’t send you to hospital for egg collection or embryo transfers. We provide these services in our clinic using local anaesthetic. That avoids the need to use your health insurance, saving you a considerable amount of money over the course of your care.

Contact our dedicated team at Demeter Fertility